Sound familiar? You think or you know that someone owes you money but you haven’t heard anything from them. You send them reminders, but they go unanswered. Depending on who owes you money and the level of urgency involved in retrieving it, there are different approaches to take.

If the party is a business, you’ll start with sending them a weekly invoice. If they’re having a busy week and you give them the benefit of the doubt that they didn’t see it or accidentally forgot about it, perhaps all they need is another reminder. If, however, after a few weeks this proves ineffective and they continue ignoring you, you’ll send them a “final invoice” and let them know that if no action/contact is attempted, the case will be taken to Small Claims Court.

When the matter involves friends or family, it can be a little more delicate. One way people approach the awkward situation is to try and create a payment plan for a large amount of money, a choice which eases financial tensions but can extend over longer periods of time (depending on the installments). If you lend anybody money, you should always have written documentation as to your intentions for its usage and when you expect to be paid back.

If you find yourself completely stonewalled and don’t hear anything from the other party, you may consider the Small Claims Court route. The problem with this alternative is that it is an extreme hassle in terms of time, money and paperwork. When you confront these obstacles you will realize that it is often just not worth taking it to court. So how do you get paid?

Squabble. Simply input the minimal information into our seamless app flow and invite the opposing party. If they accept the invite (i.e. join the Squabble), great — a Certified Squabble Mediator™ (CSM) will ensure that the dispute gets resolved smoothly and effectively — with an enforceable Squabble Settlement Agreement (“SSA”) generated and e-signed. If they don’t accept the invite or they’ve joined the Squabble but mediation failed to reach a settlement, don’t worry — the Squabble automatically gets “Squashed” by the date you’ve selected in the Squabble process — this means the case will be auto-filed in Small Claims Court. If your opposition changes their tune now that they’ve been sued, they can still join the Squabble at any time up until the court date! If they never join the Squabble, no biggie — just head to court on the date noted on the paperwork you receive from the court, print out your Squabble proof, and explain what happened to the judge just as you did in the Squabble process. In fact, you can even print your Squabble details to read off or give to the judge. The bottom line? You finally get paid!